Stripe
A business that needs programmable online payments, subscriptions, invoicing, fraud tooling, and financial operations and has engineering and finance owners for the payment lifecycle.
Vendor-listed core features
- ✓ Payment Gateways
- ✓ Subscriptions (Billing)
- ✓ Fraud Prevention
- ✓ Invoicing
Pricing snapshot
The official US standard price is 2.9% plus 30 cents per successful domestic-card transaction, with additional fees for manually entered, international, converted-currency, and other payment methods. Billing, Tax, Connect, disputes, and finance products have separate pricing.
What the subscription does not operate for you
Own checkout and webhook reliability, idempotency, reconciliation, disputes, refunds, tax registrations, fraud rules, access control, key rotation, incident response, accounting exports, and customer support across failed or delayed payments.
Migration and exit checks
Inventory customers, payment methods, subscriptions, invoices, balances, disputes, refunds, tax settings, products, prices, webhook consumers, and reporting; use provider-assisted payment-data transfer and parallel reconciliation before cutover.
Dashboard reports and APIs export operational records, while portable card data requires a secure processor-to-processor export. Product configuration, subscription behavior, fraud rules, Connect accounts, and downstream webhook effects still need reconstruction.